With the lower oil prices there is concern that our market in the North and Central Okanagan is going to be severely affected. While 15.7% of our buyers in December’09 were from Alberta, the vast majority of buyers came from the lower mainland and other areas of BC, especially including the Okanagan. Traditionally, we have felt a ripple in the market around 6 months after oil prices have dropped. So, right now, its great to take advantage of the lower prices at the pump, but thousands of people have been or are going to be laid off from their oil-related jobs.  There is definitely a concern there.